Someone holds an iphone 6
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AppleCare+ can sometimes be a lifesaver, but it is, every time, annoyingly expensive.

And yet even with the high price, when you are staring at your shiny new MacBook in the Apple Store and the salesperson reminds you it can break, many of us cave. “OK, yes, I would like to buy AppleCare+.”

It doesn’t have to be that way.

There’s a simple trick you can use to get your manufacturer’s warranty extended from one year to two years — and it doesn’t cost you a cent.

This trick not only works with MacBooks, but also with iPhones, cameras, or any electronic device with a warranty.

The key is paying for your new gadget with the right credit card. The major credit cards — Visa, American Express, MasterCard, and Discover — all offer free warranty extensions in one form or another. But they aren’t all equal.

American Express is the one I’ve had experience with.

AmEx’s terms for warranty extension are generous. If you use any AmEx card to buy a product with a US manufacturer’s warranty of five years or less (this doesn’t mean that your product had to be made in the US), AmEx will provide an extra year. If it breaks during the second year, AmEx will cover the cost of repairs up to the amount you charged on your card…