By Paul Skeldon

Payment provider Worldpay has launched an extended-trial of a software-only card payment mPOS system that should turn any smartphone into a card terminal.

My Business Mobile will allow businesses to download an app and accept face-to-face contactless card transactions on their smartphone without the need for any additional payments hardware. The app will also accept payments via Apple Pay and Android Pay. Although some mobile device payment solutions do exist that allow card payments, they still need a piece of hardware to make the payment – usually for the shopper to enter their PIN.

My Business Mobile is a proprietary application born from Worldpay’s Technology Innovation team, enabling merchants such as coffee carts and market traders to take simple card payments on-the-go using just their smartphone. The application will allow merchants to make sales anywhere they are and switch between compatible devices.

The My Business Mobile app can be simply downloaded onto a smartphone to accept contactless card payments anywhere, any time of up to £30. The technology is expected to appeal particularly to a range of small businesses including coffee carts, barbers, festival vendors, pop-up…